Investing Feels Risky? Not Investing is Riskier!
- Marco Tan
- Mar 24
- 3 min read
The Fear of Investing is Costing You More Than You Think
Ever felt a knot in your stomach when thinking about investing? You’re not alone. Many people hesitate because they fear losing money. But here’s the uncomfortable truth—not investing is actually riskier than investing itself!
Think about it: If you keep your money sitting in a savings account, inflation slowly eats away at its value. Meanwhile, those who invest wisely watch their wealth grow over time.
And when it comes to crypto, the myths are even bigger. From “crypto is too risky” to “trading bots are scams,” let’s break down the biggest fears stopping you from financial growth.
Why Not Investing is Riskier?
1. Inflation: The Silent Wealth Killer
Imagine having $10,000 in your bank account today. In 10 years, that same money will buy far less than it does now.
Why? Inflation. The prices of goods and services rise over time, reducing the purchasing power of your cash.
Meanwhile, if you had invested that same $10,000 into assets like crypto, stocks, or real estate, you could have outpaced inflation and grown your wealth.
👉 Lesson? Doing nothing is a guaranteed loss.
2. Market Volatility is Normal – Long-Term Growth is the Goal
The biggest fear about investing? Crashes.
Markets go up and down, but history shows that long-term investors win. Even Bitcoin, despite its wild swings, has trended upward over the years.
🔹 Those who panic-sold in past crashes missed out on major recoveries.🔹 Those who stayed in? Many saw their portfolios multiply in value.
👉 Lesson? The key is to invest wisely, not emotionally.
3. The Power of Compounding: The Earlier You Start, The More You Gain
Ever heard of compound growth? It’s the secret to long-term wealth.
Let’s say you invest $5,000 today. If it grows at 10% annually, in 20 years, it could be worth over $33,000.
But if you wait 10 years to start? You’ll need double the investment to see the same results.
👉 Lesson? Time in the market beats timing the market.
Crypto Myths That Hold You Back
1. “Crypto is a Bubble That Will Pop”
Bitcoin was called a “bubble” in 2013. Then again in 2017. And in 2021. Yet, here we are in 2025, and crypto is bigger than ever.
🔹 Institutions like BlackRock, Tesla, and major banks are investing in Bitcoin.
🔹 Blockchain technology is revolutionizing finance, gaming, and data security.
🔹 Crypto is no longer just speculation—it’s adoption.
👉 Lesson? Crypto isn’t going anywhere—it’s evolving.
2. “Automated Crypto Trading is a Scam”
Many fear trading bots, thinking they’re designed to drain accounts. But in reality, automated trading is a key tool used by top investors.
🔹 Bots follow pre-set strategies to trade based on market conditions—without emotional decision-making.
🔹 Many major platforms, including Binance, offer automation features that allow traders to execute strategies efficiently.
🔹 Smart trading solutions like MyITS trading bots help traders optimize their positions without constant manual monitoring.
Rather than replacing human traders, automation helps enhance decision-making and reduce emotional trading errors.
👉 Lesson? A reliable bot is a powerful tool—not a get-rich-quick scam.
3. “You Need a Lot of Money to Start Investing”
One of the biggest misconceptions? You need thousands to invest.
🔹 Many investors started with small amounts and grew their portfolios over time.
🔹 Even a $50 investment can teach you how markets move.
🔹 Crypto lets you invest in fractions, meaning you don’t need to buy an entire Bitcoin—just a piece of it.
👉 Lesson? It’s not about how much you start with—it’s about consistency.
4. “Only Experts Can Make Money in Crypto”
Crypto trading isn’t just for tech geniuses. In reality:
🔹 Most successful traders stick to simple, proven strategies.
🔹 Learning risk management and using stop-losses goes a long way.
🔹 Automated tools can help beginners trade smarter.
For example, traders using Binance’s automated trading features or MyITS grid bots can set up strategies that adjust to market conditions—helping manage risks and improve efficiency.
👉 Lesson? Trading is about making smart moves, not being a genius.
Investing is a Journey, Not a Gamble
Yes, investing can feel intimidating. But the biggest risk? Letting fear stop you.
🚀 Not investing is the surest way to miss out on financial growth.
🚀 Crypto isn’t as scary as the myths make it seem.
🚀 The best time to start investing? Today.
Your future self will thank you for taking action now.
📌 Disclaimer:
This article is for informational purposes only and does not constitute financial advice. Always conduct your own research and consult with a financial professional before making investment decisions.
